User Name:
Password:

Loan Products

 

Business Loan Products

  • Business Line of Credit (Secured and Unsecured)
  • Real Estate Loans
  • Equipment Loans
  • Letter of Credit

Click here to download Commercial Services application.

Contact our Commercial Lender:

     David Barszcz
    BarszczD@sbgecu.org
    Lending Center: (508)764-1773
    Direct Line: (508) 909-7194

 

Consumer Loan Products

Personal Loans
Auto Loans
Motorcycle Loans
Construction Equipment Loans
Recreational Vehicle Loans
Mobile Home Loans
Home Improvement Loans
Green Home Improvement Loans
MassSAVE Loan Program 

Click here to view information on SCU's consumer loan products and apply online.

CUDL


Consumer Loan Products - Spanish

Préstamos Personales
Préstamos para Autos
Préstamos de Motocicletas
Préstamos de Equipo de Construcción
Vehículos de Recreo
Préstamos para Casas Móviles
Mejoras para el Hogar
Mejoras al Hogar "Green"
Programa de MassSAVE Heat Loan 

Click here to view information on SCU's consumer loan products and apply online in Spanish.

 

Mortgages

Southbridge Credit Union offers a variety of fixed and adjustable Home Mortgage products for your new purchase or refinancing needs:

  • Fixed Rates – monthly or bi-weekly payment schedule
  • Adjustable Rates – 1 year, 3 year, 5/1 year, 7/3 year, 10/5 year
  • Construction Permanent Mortgages
  • Vacation Property Mortgages
  • Land Mortgages

These mortgage products are locally serviced by Southbridge Credit Union.

Click here for Make Southbridge Home Coupon.

make southbridge home logo 

Return to Top of Page


Home Equity

We offer competitive Home Equity products, which are secured by a mortgage on your home. The proceeds may be used for home improvements, debt consolidation, college tuition, etc.

The Home Equity Line of Credit is a revolving credit line that may be accessed by simply writing a check. You may borrow up to 80% of the value of your property minus the outstanding balance of the 1st mortgage.

The Home Equity Loan is a fixed-rate monthly payment loan. You may borrow up to 80% of the value of your property minus the outstanding balance of the 1st mortgage.

Return to Top of Page


Mortgage Loan Originator Listing

Our Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System & Registry.
Click here to see our Mortgage Loan Originator Listing.

Return to Top of Page


Foreclosed Property Listing

Foreclosed Property Listing

Return to Top of Page


VISA

At SCU, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs.
Click here to learn more or apply for a VISA.

My Account Access Link: Click here to access your VISA account or make a payment.

 

Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically¹
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa® Bonus Reward PLUS Card

  • Get 50% more on all points earned every month, automatically²
  • No caps or limits on points earned
  • $50 cash back with your first purchase

Visa Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

Visa College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

Visa Secured Card

  • Improve your credit³
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

Visa Business Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically¹
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa Business Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically²
  • No caps or limits on points earned
  • $50 cash back with your first purchase

Visa Business Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster

 

¹ The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)

³ Late payments and going over the credit limit may damage your credit history

Return to Top of Page

 

Business VISA

At SCU, our industry leading business credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs.

Click here to learn more or apply for a VISA.

Click here to access your VISA account.

Return to Top of Page

 

Smart Credit

Want to learn more about how credit can play a role in your life? Smart Credit Matters gives you insight to understanding your credit score, how scores are calculated, why credit matters, how to improve your credit score, and other valuable information.