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Loan Products

 

Business Loan Products

  • Business Line of Credit (Secured and Unsecured)
  • Real Estate Loans
  • Equipment Loans
  • Letter of Credit

Click here to download Commercial Services application.

Contact our Commercial Lender:

    David Barszcz
    BarszczD@sbgecu.org
    Lending Center: (508)764-1773
    Direct Line: (508) 909-7194

 

Consumer Loan Products

Click here to view information on SCU's consumer loan products and apply online.

Personal Loans
Auto Loans
Motorcycle Loans
Construction Equipment Loans
Recreational Vehicle Loans
Mobile Home Loans
Home Improvement Loans
Green Home Improvement Loans
MassSAVE Loan Program 

 

CUDL

Fuel Economy Guide - Loan Products Page


Consumer Loan Products - Spanish

Click here to view information on SCU's consumer loan products and apply online in Spanish. 

Préstamos Personales
Préstamos para Autos
Préstamos de Motocicletas
Préstamos de Equipo de Construcción
Vehículos de Recreo
Préstamos para Casas Móviles
Mejoras para el Hogar
Mejoras al Hogar "Green"
Programa de MassSAVE Heat Loan 

 

Mortgages

Click here to view information on SCU's mortgage products and to apply online.

Southbridge Credit Union offers a variety of fixed and adjustable Home Mortgage products for your new purchase or refinancing needs:

  • Fixed Rates – monthly or bi-weekly payment schedule
  • Adjustable Rates – 1 year, 3 year, 5/1 year, 7/3 year, 10/5 year
  • Construction Permanent Mortgages
  • Vacation Property Mortgages
  • Land Mortgages

These mortgage products are locally serviced by Southbridge Credit Union.

 

Click here for Make Southbridge Home Coupon.

make southbridge home logo 

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Home Equity

We offer competitive Home Equity products, which are secured by a mortgage on your home. The proceeds may be used for home improvements, debt consolidation, college tuition, etc.

The Home Equity Line of Credit is a revolving credit line that may be accessed by simply writing a check. You may borrow up to 80% of the value of your property minus the outstanding balance of the 1st mortgage.

The Home Equity Loan is a fixed-rate monthly payment loan. You may borrow up to 80% of the value of your property minus the outstanding balance of the 1st mortgage.

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Mortgage Loan Originator Listing

Our Mortgage Loan Originators are registered with the Nationwide Mortgage Licensing System & Registry.
Click here to see our Mortgage Loan Originator Listing.

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Foreclosed Property Listing

Foreclosed Property Listing

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Consumer Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you!

Enjoy a Longer Intro Rate

Visa® Platinum Card

  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster

Earn Valuable Rewards

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically¹
  • $25 cash back after your first purchase

Visa Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically²
  • $50 cash back after your first purchase
  • Low annual fee

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

Travel Rewards American Express Card

  • 3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

Build Your Credit³

Visa College Rewards

  • For college students
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases

Visa Secured Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee


Business Credit Cards

Our Visa® Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.

Enjoy a Longer Intro Rate

Visa Business Platinum Card

  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster

Earn Valuable Rewards

Visa Business Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically¹
  • $25 cash back with your first purchase

Visa Business Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically²
  • $50 cash back after your first purchase
  • Low annual fee  

Click here to learn more or apply for a VISA.

Click here to access your VISA account.

 

¹ The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

³ Late payments and going over the credit limit may damage your credit history

 

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Smart Credit

Want to learn more about how credit can play a role in your life? Smart Credit Matters gives you insight to understanding your credit score, how scores are calculated, why credit matters, how to improve your credit score, and other valuable information.